Your local insurance advocates in Hialeah
Kapital Insurance Group is an independent UniVista Insurance franchise built on a simple idea: South Florida deserves better coverage, lower prices, and service that actually feels personal.
Free & no obligation · English & Spanish
Meet your agent
Jenisffer Bravo
As the licensed agent and owner of Kapital Insurance Group, Jenisffer Bravo has made it her mission to take the stress and confusion out of insurance for South Florida families and business owners.
She understands that behind every policy is a real person — a parent protecting their family, an entrepreneur protecting their dream, a homeowner protecting everything they've built. That's why she treats every client like a neighbor, comparing the market carefully to find the right coverage at the right price.
Fully bilingual and deeply rooted in the Hialeah community, Jenisffer and her team are proud to help you protect what matters most — and to be here for you long after the policy is signed.
- 20+
- Carriers
- 4.9★
- Client rating
- 100%
- Bilingual
What we stand for
The Kapital difference
Independent by design
We're not tied to one company. We shop the whole market so your interests always come first.
Local & bilingual
Born and based in Hialeah, we serve our neighbors in English and Spanish with a personal touch.
Honest guidance
No upselling, no pressure. We recommend exactly the coverage you need — nothing more, nothing less.
Always available
Real people who answer the phone, return your calls, and are here when you actually need us.
Loved by South Florida
Hundreds of neighbors, one trusted advisor
Here's what real clients say about working with Jenisffer and the Kapital team.
“Jenisffer saved me over $90 a month on my car insurance and explained everything in Spanish. The whole thing took fifteen minutes and I had my ID cards the same day. I've already sent my whole family to her.”
Maria G.
Hialeah · Auto Insurance
“I run a small delivery business and needed certificates fast to land a new contract. Kapital had everything ready within an hour. Professional, quick, and they actually answer the phone.”
Carlos R.
Doral · Commercial Auto Insurance
“Florida home insurance was stressing me out until I called Kapital. They found me a better policy for less and walked me through my hurricane deductible so I finally understood it. Highly recommend.”
Yanet P.
Miami Lakes · Home Insurance
“They set up my LLC and my general liability at the same time. One stop and I was ready to operate. You can tell they really know small business here in Miami.”
Andres M.
Miami · Business Insurance
“After a ticket I needed an SR-22 and thought it would be a nightmare. They filed it same day and got me a price way lower than I expected. Lifesavers.”
Daniela S.
Pembroke Pines · Auto Insurance
“Bundled my home and two cars and saved on both. The team is patient, bilingual, and never made me feel rushed. This is how insurance should be.”
Roberto L.
Hialeah · Home & Auto Bundle
Stop overpaying for insurance.
Get a free quote in minutes or call now — our bilingual team is ready to help you save.
Free & no obligation · Takes about 2 minutes · Hablamos español