Back on the Road, Fast.
We file your SR-22 with the state the same day and find the lowest-cost policy that keeps you legal and driving.
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About SR-22 Insurance
SR-22 Insurance in Hialeah & South Florida
An SR-22 isn't insurance — it's a certificate your insurer files with the state proving you carry the required liability coverage, usually after a ticket, lapse, or DUI. Florida also uses the FR-44 in certain cases, which requires higher limits. Either way, you need a carrier willing to file it quickly and affordably.
Kapital Insurance Group specializes in SR-22 and FR-44 filings. We file the same day, pair you with the cheapest qualifying policy, and keep your filing active so you never risk another suspension.
Why choose us
The Kapital advantage on sr-22 insurance
Same-day filing
We file your SR-22 electronically with Florida so you can reinstate and drive sooner.
Cheapest qualifying policy
We shop high-risk-friendly carriers to keep your SR-22 policy as affordable as possible.
FR-44 expertise
We handle Florida's higher-limit FR-44 filings required after certain DUI offenses.
We keep you compliant
We monitor your filing so a lapse never triggers another license suspension.
What's covered
Coverage options built around you
We tailor your policy to your real needs — never more than you need, never less than you should have.
SR-22 Certificate
State filing that proves you carry the required liability coverage.
FR-44 Certificate
Florida's higher-limit filing required after certain alcohol-related offenses.
High-Risk Liability
Affordable liability coverage from carriers that specialize in SR-22 drivers.
Full Coverage Options
Add collision and comprehensive if you finance or want to protect your vehicle.
Questions, answered
SR-22 Insurance — frequently asked questions
Common questions about sr-22 insurance in Florida, answered by our local team.
Typically three years from your reinstatement date, though it varies by case. We keep your filing active the entire time so your license stays valid.
Usually the same day. Once we bind your policy, we file the SR-22 electronically with the state so you can get back on the road quickly.
Both are state filings proving financial responsibility, but FR-44 (used in Florida after certain DUI offenses) requires significantly higher liability limits. We handle both.
Loved by South Florida
Hundreds of neighbors, one trusted advisor
Here's what real clients say about working with Jenisffer and the Kapital team.
“Jenisffer saved me over $90 a month on my car insurance and explained everything in Spanish. The whole thing took fifteen minutes and I had my ID cards the same day. I've already sent my whole family to her.”
Maria G.
Hialeah · Auto Insurance
“I run a small delivery business and needed certificates fast to land a new contract. Kapital had everything ready within an hour. Professional, quick, and they actually answer the phone.”
Carlos R.
Doral · Commercial Auto Insurance
“Florida home insurance was stressing me out until I called Kapital. They found me a better policy for less and walked me through my hurricane deductible so I finally understood it. Highly recommend.”
Yanet P.
Miami Lakes · Home Insurance
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Free & no obligation · Takes about 2 minutes · Hablamos español